To us, no business is “small.”

Every company needs financing and flexibility.

Your business deserves options. Every business has unique challenges, and our job is to provide yours with precisely the support it needs to thrive.

Here’s how we help local businesses proper.

Well dressed businessman.

Business checking

Select from a variety of convenient options.

Men looking at blueprints.

Business saving

Saving well keeps your business on a solid foundation.

Man on phone looking at computer.

Business loans

We approve loans right here, so you won’t have to wait around for someone in another city to give the green light.

Making a payment using a smart phone.

Merchant services

We partner with the industry powerhouse so you get every option you deserve.

Additional business services

Cash Management (MultiUser Online Banking)

Multiple users can safely, securely access your business accounts.


You can get monthly statements in your inbox, or have us send them straight to your accountant.

Positive Pay

Helps protect against fraud by logging checks electronically, then comparing them with checks that are ultimately cashed.

ACH Origination (Direct Deposit)

This is a secure, easy way to move your money, whether you’re paying your employees directly or transferring funds to another business.

Remote deposit capture

Deposit made simple. You scan and send a check for deposit with your mobile device, or a scanner.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

Please note that by clicking this link, you are leaving the South Coast Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

Go Back Continue

Please note that our lobbies are closed at this time. Our drive thrus remain fully functional, along with our Customer Care Center, ITMs, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. To access lobby services, please call to schedule an appointment.

This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.

We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.