Business Checking

We’ve made at least one business decision a lot easier.

Four great checking accounts to choose from.

Find the one that’s right for your business—and we’ll set you up in no time.

Well dressed businessman.

Free Business Checking

Most businesses get everything they need from our most popular account.

  • No minimum balance
  • No monthly service charge
  • Up to 1,000 free transactions per month
  • Up to $10,000 in deposits per month, free
  • Up to $10,000 in withdrawals per month, free

Business Interest Checking

This offering is designed to meet the needs of sole proprietors and nonprofits.

  • Earns interest
  • Up to 1,000 free transactions per month
  • Up to $10,000 in currency deposits per month, free
  • Up to $10,000 in currency withdrawals per month, free
  • $1,000  minimum balance to avoid a low monthly service charge of $8

Commercial Checking

More flexibility for businesses with more complex banking needs.

  • Earnings credit on balances may offset activity fees
  • Low transaction fee of just 15¢ per item
  • $15 monthly service charge
  • Coin and currency deposits and withdrawals are just $1 per $1,000

IOLTA (Interest on Lawyers Trust Account)

An interest-earning account for attorneys to hold client funds.

  • Required by state law, interest is paid to State Bar Foundation to fund programs

Our credit and debit cards help you track expenses. They’re protected with the latest chip technology to prevent fraud.

Switching is a breeze. We’ve got a painless process to get you moved over quickly. Call or stop by either of our locations.

Accounts which exceed the free monthly maximum (1,000 transactions and/or $10,000 in monthly coin and currency deposits and withdrawals) may be converted into another checking product.

Even our basic accounts come with all these features.

(So—not so basic.)

  • Online Banking
  • E-Statements
  • Text Alerts
  • Debit Cards With Security Chips
  • Mobile Banking
  • Online Bill Pay
  • Text Messaging
  • Credit Cards With Security Chips
  • Mobile Deposits
  • Bank-To-Bank Transfers
  • Interactive Teller Machines
  • FDIC Insured

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

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Please note that our lobbies are closed at this time. Our drive thrus remain fully functional, along with our Customer Care Center, ITMs, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. To access lobby services, please call to schedule an appointment.

This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.

We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.