Business SAVINGS

Put your money where your future is.

A wide range of savings accounts to help your business thrive.

A variety of ways to save. A variety of ways to grow. Your business’ revenue can work to fund its health and growth.

Men looking at blueprints.

Business Savings Account

Everything you need, and nothing you don’t. The interest rate is set when the account is opened, and is compounded and paid quarterly.

  • Open account with a low suggested deposit of $50
  • Interest paid at announced rate on daily balance of $100 or more, compounded and paid quarterly
  • A balance fee of $5 per quarter is assessed if the balance falls below $500 on any day of the statement cycle
  • A debit item fee of $3 for each debit transaction in excess of 6 per quarter
  • Some transactions limited to 6 per calendar month (per federal regulation)

Business Money Market Account

This option delivers a bigger return, and includes such conveniences as check-writing and unlimited in-person transactions.

  • Tiered interest rates
  • Interest paid monthly on a daily balance of $100 or more
  • Interest earned on ledger balances
  • No monthly fee with a daily balance of $10,000 or more per statement cycle
  • $5 fee for each withdrawal in excess of six per monthly statement cycle
  • Some transactions limited to 6 per calendar month (per federal regulation)

Small businesses are the heart of the South Georgia economy. We’re proud of our role in helping area businesses prosper.

We work face-to-face with our business customers. The people you deal with at South Coast Bank are the ones who will be making the decisions, and sticking with you.

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

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Please note that our lobbies are closed at this time. Our drive thrus remain fully functional, along with our Customer Care Center, ITMs, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. To access lobby services, please call to schedule an appointment.

This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.

We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.