We understand the needs and challenges of a business. We’re right here in the community, and the people you speak with at South Coast Bank are the people who will see your lending need through to the very end.
Lending decisions are made right here in the Golden Isles, so you don’t have to wait long. We know businesses have needs that arise quickly, and our local Board of Directors understands that, too. Our decision-makers are here.
We have helped many businesses grow and thrive. And we’d love to do the same for you.
A flexible option which allows you to borrow up to a certain limit, pay interest only on the portion you borrow and manage repayment to match your cash flow.
A single advance loan that is repaid regularly, at an agreed-upon interest rate, over a set amount of time.
Secure a mortgage on an office building, shopping center, or other commercial space—new construction, acquisition or refinancing options are available.
Designed to help save and create jobs, this loan guarantee program aims to assist credit-worthy rural businesses grow.
These loans are designed to help small businesses succeed. They offer the stability that comes with being backed by the U.S. government, along with the flexibility of working with our loan officers.
We will partner with your business to identify the program that best fits your company’s needs.
Try different loan amounts, different down payments or different terms. Our online calculators will help you figure out what works for you.
ABA Routing Number: 061221310
Please note that our lobbies are closed at this time. Our drive thrus remain fully functional, along with our Customer Care Center, ITMs, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. To access lobby services, please call to schedule an appointment.
This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.
We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.