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It’s taken you a while to get to this point. No reason to drag it out. Your South Coast Bank loan officer will help you select the mortgage that’s right for you—and then make sure the process goes smoothly.
Take a look at the variety of mortgage options below. Of course we’re happy to talk in person about any of these, so please call or come by.
Conventional Mortgages
No need to complicate things. Our conventional mortgages give you down payment options, competitive rates, and a number of other features. We’ll guide you through the whole process, from a painless pre-qualification all the way to a convenient closing.
FHA/USDA Loans
First-time homebuyers find these options particularly useful. They require lower down payments (sometimes none), flexible credit choices and lower income guidelines.
VA Loans
You’ve served your country, so now let us work to serve you. Eligible veterans can receive program benefits to secure the home of your dreams.
Jumbo Loans
Need a bigger loan? We’ve got a bigger mortgage for you. Maybe you’re buying your primary residence, or maybe it’s a vacation home or an investment property—we’ve got options to make it happen.
Home Equity Loan
You can pay for college, consolidate bills or renovate your kitchen. Talk to us about the many flexible options that allow for low, predictable monthly payments.
Home Equity Line of Credit
With a line of credit, you can advance and pay down your loan on your schedule. You can lock in fixed monthly payments for a large buy, while retaining access to the remaining line of credit.
Residential Lot Loan
Buy the land now. You can build whenever you’re ready.
Land Loan
What they say is true: they’re not making any more of it. Claim your plot now.
Construction Loan
Bring on the bulldozers. Finance construction of your home now—mortgage payments come later.
Ready to switch to South Coast Bank?
We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.
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