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Personal checking

All our checking accounts are simple and convenient.

And it just gets better from there.

Every checking account we offer comes with a range of conveniences and benefits. Each one has a few features that make it different, so you’re sure to find one that fits your needs.

And you can take them wherever you go. Our app makes it easy to do a variety of checking account transactions from the beach, the boat, or the backyard.

Free ITM access. People really like our ITMs because they really like our people. At our ITMs, you talk with a real person right there on the screen.

Our personal checking accounts are now powered by BaZing. A nation-wide savings network, BaZing brings more than 400,000 local and national discounts right to your phone through the SCB Rewards app.

Woman at the beach with phone

Basic Checking w/E

Avoid $3 monthly paper statement fee by enrolling in eStatements.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and e-statement)
  • ID theft aid1, 2 ($1,000 in personal identity theft benefits and identity restoration)
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)

Rewards Checking

Only $6 per month.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatement)
  • Local discounts and national retailer deals with BaZing savings
  • Cell phone protection1, 2 (up to $400 per claim)
  • ID theft aid1, 2 ($5,000 in personal identity theft benefits and identity restoration)
  • 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
  • $10,000 travel accidental death coverage2 
  • Health Savings Card
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)

Premium Rewards Checking

Maintain a $1,000 minimum balance every day of the month and we’ll waive the $8 monthly fee.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatement)
  • Local discounts and national retailer deals with BaZing savings
  • Cell phone protection1, 2 (up to $400 per claim)
  • ID theft aid1, 2 ($5,000 in personal identity theft benefits and identity restoration)
  • 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
  • $10,000 travel accidental death coverage2 
  • Health Savings Card
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
  • Our best checking rate

Platinum Rewards Checking

Our best account for only $10 a month.*

  • Anywhere Banking Tools (online, mobile, bill pay, debit card and eStatement)
  • Local discounts and national retailer deals with BaZing savings
  • Cell phone protection1, 2 (up to $600 per claim)
  • ID theft aid ($10,000 in personal identity theft benefits and identity restoration1, 2 , credit monitoring3 , identity monitoring3 , free credit reports and credit score3 )
  • 24/7 free-to-use roadside assistance (up to $80 in covered service charges per occurrence)
  • $25,000 in accidental death coverage2 
  • Health Savings Card
  • Buyer’s Protection and Extended Warranty1, 2 (up to $2,500 per item)
  • Our best checking rate

*The required minimum opening deposit is $50.00

1 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

3  Identity and credit monitoring require activation for monitoring to begin.

Simple accounts. Sophisticated bells and whistles.

(So—not so basic.)

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000
 

South Coast Bank & Trust

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