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Personal checking

All our checking accounts are simple and convenient.

And it just gets better from there.

Every checking account we offer comes with a range of conveniences and benefits. Each one has a few features that make it different, so you’re sure to find one that fits your needs.

And you can take them wherever you go. Our app makes it easy to do a variety of checking account transactions from the beach, the boat, or the backyard.

Free ITM access. People really like our ITMs because they really like our people. At our ITMs, you talk with a real person right there on the screen.

Free Checking

No fuss or frills, just plenty of convenience.

  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Low suggested deposit of $50 to open the account

50+ Interest Checking

A little something extra for our customers 50 and older.

  • Earns interest
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks
  • Low suggested deposit of $50 to open the account

Direct Interest Checking

If you have direct deposit or automatic payment, we think you should earn interest with that.

  • Earns interest**
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Low suggested deposit of $50 to open the account

Premier Checking

The more you keep in your account the more you’re rewarded. Our tiered interest plan makes your money work harder for you.

  • $1,000 monthly minimum balance requirement (and a low $8 monthly service charge should the balance fall below $1,000 anytime in the monthly statement cycle)
  • Tiered interest with more interest for higher balances
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks
  • Low suggested deposit of $50 to open the account

* Bank rules and regulations apply. Ask us for details. Other fees such as returned items, non-sufficient funds, overdrafts, etc. may apply. See the Miscellaneous Fee Schedule for details.

** A direct deposit or automatic payment is required to earn interest.

Even our basic accounts come with all these features.

(So—not so basic.)

  • Online Banking
  • E-Statements
  • Text Alerts
  • Debit Cards With Security Chips
  • Mobile Banking
  • Online Bill Pay
  • Text Messaging
  • Credit Cards With Security Chips
  • Mobile Deposits
  • Bank-To-Bank Transfers
  • Interactive Teller Machines
  • FDIC Insured

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000
 

South Coast Bank & Trust

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