Personal Savings

Treat your money right and it will return the favor.

A good savings plan makes the most of what you’ve got.

Properly tended, your savings will blossom. We’ll help you select a plan that can help fund your plans for the future.

Couple on beach

Savings Account

  • Earn interest that makes your savings grow
  • No service charge for customers under 18
  • Rate is announced when account is opened and is compounded and paid quarterly
  • Minimum daily balance of $250 to avoid a $5 quarterly service charge
  • $3 fee for every debit in excess of 6 per quarterly statement cycle

Personal Money Market Account

  • Interest is earned on the daily balance and compounded and paid monthly
  • No service charge when daily balance exceeds $500 (if balance dips below $500 any day in the statement cycle, the monthly service charge is a low $5)
  • Tiered rates are set when your account is opened and is not a fixed rate
  • $5 fee for every debit in excess of 6 per monthly statement cycle

Health Savings Account

  • Helps you control your healthcare costs and taxes
  • Works in combination with a high-deductible health insurance policy
  • Funds are available to help cover qualified, out-of-pocket medical expenses

Certificates of Deposit

  • The longer the term, the higher your returns
  • Terms from 30 days to five years
  • Open an account with just $500

Individual Retirement Account

  • Reduces the taxes you pay on savings
  • Regular IRA
  • Roth IRA
  • Education IRA
  • SEP
  • Open an account with just $500
  • Interest is compounded quarterly or paid to you as agreed
  • Current rates are available upon request. All rates are subject to change

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

Please note that by clicking this link, you are leaving the South Coast Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

Go Back Continue