A bank born and raised in the Golden Isles.

We’re as happy to be here as you are.

We serve local businesses better.

Because we are one.

People in our area appreciate dealing directly with decision makers at our locations. They know they won’t have to wait for us to get approval from a headquarters far away. We’re the headquarters. And we founded this bank to serve local businesses and local people.

Three kinds of convenience.

One kind of extraordinary service.

Banking via text.

With our Text Concierge and Text Alert services (offered at no charge) you can bank remotely, get answers to questions, and alerts about weather closings.

Mobile banking and deposits.

With mobile banking you can deposit a check, transfer funds, view statements—all that and a whole lot more. All it takes is a few simple clicks on your phone.

ITMs are open late.

At our popular Interactive Teller Machines (available from 7am-9pm, Monday-Saturday), you’ll be served by one of us. It’s a lot better than pressing buttons.

Our thanks to some of the area businesses we serve.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

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Due to the increase of active COVID-19 cases in our area, we are modifying lobby availability to best protect our customers, team, and community.

Lobbies will open from noon until 4pm by appointment only. There will be a limit of 4 customers in the Brunswick lobby and 2 customers in the St. Simons lobby at any one time. Every person entering the lobby will be asked to complete a COVID-19 questionnaire and to wear a mask, and strict social distancing measures will be in place.

The drive thrus will operate with normal hours (9am – 5pm), as will the ITMs and our Customer Care Center team (7am – 9pm).

If you are a Money Service Business, please call the bank in advance for a change order. They will be available for pick up through the drive thru.

We are hopeful that these efforts will contribute to slowing the spread of the virus and will reassess these practices mid-July.