Mortgage Loans

Ready to move in?

Reach out to our local lending expert to get started.


It’s taken you a while to get to this point. No reason to drag it out. Your South Coast Bank loan officer will help you select the mortgage that’s right for you—and then make sure the process goes smoothly.

Take a look at the variety of mortgage options below. Of course, we’re happy to talk about any of these, so please call or come by.

Conventional Mortgage

Conventional Mortgages

Our conventional mortgages give you down payment options, competitive rates, and a number of other features.

FHA USDA Loans

FHA/USDA Loans

Government-backed loans that require lower down payments (sometimes none), flexible credit choices, and lower-income guidelines.

VA Loans

VA Loans

Eligible veterans can receive program benefits to secure the home of their dreams.

Jumbo Loans

Jumbo Loans

Need a bigger loan? Whether it’s a primary residence, vacation home, or investment property—we’ve got options to make it happen.

Home Equity Loan

Home Equity Loan

You can pay for college, consolidate bills or renovate your kitchen with low, predictable monthly payments.

Home Equity Line of Credit

Home Equity Line of Credit

Advance and pay down your loan on your schedule. Plus lock in fixed monthly payments while retaining access to the remaining line of credit.

Residential Lot Loan

Residential Lot Loan

Buy the land now – build whenever you’re ready.

Land Loans

Land Loan

What they say is true: they’re not making any more of it. Claim your plot now.

Construction Loan

Construction Loan

Bring on the bulldozers. Finance construction of your home now—mortgage payments come later.

Photo Sara Singleton

Sara Singleton

Mortgage Originator
NMLS # 408004
sara.singleton@southcoast.bank

Mortgage Calculator
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Use this calculator to estimate your monthly mortgage payment. Simply enter the loan amount, length of your mortgage and annual interest rate to calculate your payment.

Disclaimer: Monthly payments shown are principal and interest only and do not include private mortgage insurance (PMI), taxes, insurance or other escrows. Actual payment amount may be greater.