Different loans for different homes.

Opportunity is where you find it. You’ve found it. In an area like ours, every piece of property is full of potential, and we’re happy to help you realize it.

Our team makes it happen. You’ll be dealing with the decision-makers, all of whom live and work here. Tell us what you’ve got in mind and we’ll help you realize your dreams.

Construction worker looking at blueprints and outside of house.

A wide range of real estate loans.

Bring us your idea and let’s get started. Select from our wide range of real estate loans.

Mortgage loans

Our mortgage options are diverse enough to call for their own page, which you can see here.

Home equity line of credit

A flexible way to get value from your home’s equity. You get funds as needed, with fixed monthly payments.

Home equity loan

Use your home’s equity to get a fixed-term loan for any number of uses.

Residential lot loans

No need to wait until you’re ready to build. Claim your spot now.

Land loans

Whatever you’ve got in mind for your acreage, we’ll help make it yours.

Construction loans

Financing to turn your floorplans into the home of your dreams.

Let our calculator do the math.

Try out different variables—loan amounts, down payments, maturity times, repayment terms.Our online calculators will help you figure out what works for you.

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

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Please note that our lobbies are closed at this time. Our drive thrus remain fully functional, along with our Customer Care Center, ITMs, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. To access lobby services, please call to schedule an appointment.

This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.

We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.