Personal Loans

Everybody has personal dreams.

A personal loan can make yours real.

You’ve been thinking about a car. Or a boat. When you’re ready to make it happen, we’re ready to help. Your loan officer will explain all your options and make the approval process as smooth as possible.

Contractors working on kitchen.

A wide range of personal loans.

So many loans to choose from. We’ve got one that fits your needs perfectly.

CD Secured Loans

Borrow against the value of any CD you’ve got with South Coast Bank. Your CD keeps growing while you use the loan for whatever you’d like.

Unsecured Loans

Qualified customers can receive an unsecured loan. Your loan officer can tell you about your options.

Home Equity Loan or Line of Credit

Leverage the value of your home to get a one-time loan or a continuing line of credit.

Our loan calculator helps you plan.

It’s easy to figure out how much you can afford, how much interest you should expect to pay, and so on. Our calculator helps you figure out what works for you.

Ready to switch to South Coast Bank?

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061221310

Lost or stolen card? Call 1-800-383-8000

South Coast Bank & Trust

Please note that by clicking this link, you are leaving the South Coast Bank & Trust website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

Go Back Continue

Please note that our lobbies are closed at this time. Our drive thrus remain fully functional, along with our Customer Care Center, ITMs, Online Banking, Mobile Banking, Telephone Banking, Text Banking, Online Chat and full suite of Cash Management services. To access lobby services, please call to schedule an appointment.

This decision was not made lightly, but we must do our part to ensure the health and safety of our customers, community, and team.

We remain committed to serving you throughout this time and ask that you please reach out to us with any need or concern. We are here, we are listening, and we are in this together.